No Insurance?

Aetna Vital Savings – a Plan for Patients Without Dental Insurance

If you are without dental insurance, you can receive affordable dental care with Aetna Vital Savings Plan. We have partnered with Aetna Vital Savings and are a preferred provider.

This plan is specifically designed for patients without dental insurance. Once you sign up, you will receive all dental treatment in our office at a discounted rate. Savings can be up to 40% compared to what you would pay without insurance.

Below are some frequently asked questions about Aetna Vital Savings

Q. Is Aetna Vital Savings an insurance plan?

A. No, this program is not insurance. There are no annual maximums, benefits, copays, or deductibles. You simply pay the discounted fee directly to your dentist at the time of service.

Q. Am I required to pay the dentist when I receive services?

A. Yes. Payment is due at the time of service. To make dental care even more affordable, Dr. O’Leary’s office accepts Visa, MasterCard, American Express, and CareCredit.

Q. How often can I use the Vital Savings program?

A. As often as you like. There are no limits on how often you can use the program as long as the ID card is valid.

Q. Does Aetna Vital Savings have a policy regarding cancellation of this coverage?

A. If you are not 100% satisfied with the Aetna Vital Savings program, you may cancel your membership within the first 30 days. You will receive a full refund, minus the $15.00 startup fee.

Q. What is the cost for membership?

A. Individual coverage is $7.99 per month or $75.00 for a year. Family coverage is $10.99 per month or $105.00 for a year. There is a one-time $15.00 sign-up charge.

Q. What if I have additional questions?

A. You can visit the Aetna Vital Savings website at for more information, or contact them at 877-698-4825. You can also call our office directly at 360-456-1000.